I had a defense where I was holding 800k gold and 1.1million grog, was completely defeated but lost 220k gold and 300k grog. I was left with 580k gold and 800k grog. My understanding that its supposed to be max 20% of what's in storage and in collectors, where as I lost closer to 25%. Does it also include any on-going upgrades or constructions? Even then I'm not sure it added up right. Thanks